Mistake in packageGuide.html
According to <http://www.xemacs.org/Documentation/packageGuide.html>;,
"In addition to the system wide packages, each user can have his own
packages installed in ~/.xemacs (Note that this will most likely
change to ~/.xemacs/packages in the near future)." However, the
packages.el in XEmacs 21.5.18 seems to search packages in ~/.xemacs/
xemacs-packages.
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Jouni K Seppänen
http://www.iki.fi/jks